Control the flowof your money.
CLVR Verified decides whether money is allowed to move, and permanently proves that it moved exactly as authorised.
Designed for organisations where email, WhatsApp, cash, and mobile money still move real funds.
Include your organisation type and main payment flow.
What it is
CLVR Verified is a mandatory approval gate and proof layer for money movement. It decides whether money is allowed to move before it moves, then confirms the money moved exactly as authorised after it moves.
The Problem
"When money moves, nobody can later prove who approved it and why."
CLVR Verified fixes that by making approvals unskippable, recorded, and provable.
Why it exists
Most organisations approve payments through email, WhatsApp, verbal instructions, spreadsheets, and shared access. The result:
- > Approvals are inconsistent
- > Rules are bypassed under urgency
- > Evidence is fragmented (WhatsApp / email / spreadsheets)
- > Staff turnover breaks institutional memory
- > Audits become reconstruction
- > Disputes become politics
Fraud, leakage, and disputes become possible because silence + discretion + missing memory exist.
What it is NOT
It is infrastructure: a mandatory control point money must pass through.
Where it's used
Scroll to explore sectors.
Government
Procurement + Disbursements
Flows Supplier payments, emergency spend
Failure Urgency = untraceable approvals
Exceptions report
NGOs
Restricted Funds
Flows Partner transfers, field ops
Failure Donor restrictions lost
Donor-ready spend trail
Construction
Project Leakage
Flows Subcontractors, site cash
Failure Duplicates, bypasses
Per-project control
Logistics
High-Volume Payouts
Flows Fuel, clearing, transporters
Failure Unknown small payments
Faster close
Healthcare
Payroll + Refunds
Flows Suppliers, refunds
Failure Disputes, missing proof
Dispute packets
Education
Refunds + Procurement
Flows Bursaries, procurement
Failure Reputational risk
Instant proof
Retail
Branch Spend
Flows Petty cash, payouts
Failure Branch bypasses
Control telemetry
Family Office
Shared Access
Flows Owner directives
Failure Politics, no memory
Provable decisions
The Closed-Loop System
Authorise → Execute → Verify. A continuous cycle that ensures every payment is accounted for.
Payment Intent
Input: Invoice, Supplier, Amount
Verified Gate
Policy Check
Route Approval
Block/Override
Verified Proof
Output: Authorization ID
Evidence Pack
Exceptions
Unauthorised outflows
Unmatched
Policy violations
Verified Recon
Match Execution
to Approval ID
1. Payment Intent
Input
2. Verified Gate
Control Point
3. Verified Proof
Output: Approval ID
4. Execution
Bank / Mobile / Cash
5. Verified Recon
Verification Point
6. Exceptions
Unauthorised Outflows / Unmatched
Three Layers of Control
Working in unison to enforce policy and create permanent memory.
Verified Gate
PRE-PAYMENT AUTHORISATION
Decides if a payment is allowed. Routes approvals. Blocks policy breaches.
- +APPROVED (payment permitted)
- +ROUTE (approval required)
- +BLOCKED (cannot proceed)
- +OVERRIDE (with permanent record)
Verified Proof
EVIDENCE PACK + AUDIT TRAIL
Issues an Approval ID and generates an evidence pack tied to a policy version.
- +Evidence pack per payment
- +Immutable audit ID
- +Policy version history
- +Override reason codes
Verified Recon
POST-PAYMENT RECONCILIATION
Matches executed payments to Approval IDs and flags bypasses, splits, and mismatches.
- +MATCHED / PARTIAL
- +SPLIT DETECTED
- +UNAUTHORISED OUTFLOW
- +MISMATCH / EXCEPTION
How It Works
Step-by-step from intent to proof.
The Goal:Install one mandatory control point that makes unapproved payments impossible to hide.
Payment intent is created
Finance initiates a payment request with supplier, invoice ID, amount, and project code.
Verified Gate evaluates policy
The system checks rules against the active policy version.
Decision gate outcome
Approved, routed for approval, blocked, or overridden with permanent reason code.
Evidence Pack generated
A tamper-evident record is created before money moves (Approval ID + evidence pack).
Payment is executed
Finance executes payment outside the system (Bank/Mobile/Cash). Recommended: include the Approval ID in the transfer reference field.
Verified Recon matches execution
System ingests logs and matches execution to the Approval ID. Payments without an Approval ID are flagged as unauthorised outflows.
The Authorisation Receipt
What auditors actually want. Every payment produces a single exportable record: who requested, who approved, which policy version, what evidence was attached, and what executed.
CLVR VERIFIED
Official Payment Evidence
Policy Check
- Supplier Valid [✓]
- Budget Check [✓]
- Approvers [2/2]
CRYPTOGRAPHIC HASH
8f434346648f6b96df89dda901c5176b10a6d83961dd3c1ac88b59b2dc327aa4
Pilot in 14 days
One Workflow- Day 1–3
Roles, thresholds, approval routes configured.
- Day 4–7
Payment intents + approvals live.
- Day 8–14
Recon + exception reporting live.
“Every payment has an Approval ID and an exportable evidence pack.”
Start a pilot by emailWhat breaks if removed
“You return to approvals that can’t be proven and payments that can’t be reconciled cleanly.”